Sacramento Valley Appraisal

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Welcome To Sacramento Valley Appraisal – Your #1 Sacramento Real Estate Appraiser For Residential Appraisal Services in the area.sacramento-home-appraisal-types

Sacramento Real Estate Appraiser

cropped-green-home-icon.pngAre you looking for a quality Sacramento Appraiser? Sacramento Valley Appraisal is a complete-service Sacramento real estate appraisal company able to provide prompt and professional appraisals for a variety of clients, including lenders, homeowners and attorneys. We complete appraisals for most purposes for which the services of a professional Sacramento real estate appraiser would be required. We do Appraisals in both the Sacramento Valley and Sierra Region. We complete most home appraisals in Sacramento and surrounding counties within a 24-48 hour time-frame after the inspection. And we schedule inspections with the convenience and consideration of the client-homeowner in mind. The appraisal inspection can be completed Monday through Saturday at your convenience. We can also expedite the appraisal for a faster turn-around time should there be a need for this. This will depend on the service area and the type of appraisal requested as well as our current work volume.

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Quick turn around times and full quality control check with each appraisal

  • Single Family Homes – Detached
  • Single Family Homes – Attached
  • Attached Condos
  • Detached Condos
  • 2-4 unit Multi Units
  • Vacant Land
  • Manufactured Homes
  • FHA and Conventional
  • Purchase
  • Estate
  • Bankruptcy
  • Foreclosure
  • Refinance
  • Short Sale
  • Probate
  • Divorce
  • Bond
  • Investment
  • Line of Credit
  • Tax Assessment
  • Pre Sale

Relevant Factors in the Appraisal Process

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We start our Sacramento home appraisal process by consulting with you regarding your appraisal needs:  the type or purpose of the appraisal; your time frame for completion and any other considerations..

We consider all relevant property and market factors before arriving at a Fair Market Value for your property. For instance, this might include the market affect of an older home in a newer neighborhood, any functional or economic obsolescense, any recent upgrades or remodeling, location factors such as nearby amenities,:  proximity to shopping areas, rivers, lakes, greenbelts, etc.  Our assessment is based on sales, listings, pending sales in your neighborhood or subdivision which have the most coherance to your property. We consider primary  factors which include gross living area, location, upgrades or deferred maintenance (condition), bedroom- bathroom count, age, overall market appeal, and special amenities such as built in pools,  additional garage space, outbuidings, greenbelt proximity, views, before selecting comparable properties.

Comparable sale selection has a direct correlation to the final estimate of value for your property. This is the most important aspect of the appraisal process, as closed comparable as well as listings will be deciding factors on how accurate a market value is derived.  Normally, this involves using comparable sales that are within the specified neighborhood boundaries identified on the appraisal report. This assumes that properties with similar geographic locations also reflect a similar style and quality. This is not always necessarily true, and at times, the Sacramento appraiser must go outside of the neighborhood to review the ‘next best’ comparable data available. This is always a contingency which is only used when there is a lack of good sales data in the subject neighborhood. Adjustments on the appraisal grid compensate for differences between the subject (your property) property and those of surrounding closed sales that are used in the report. As in many professions, a coherent and complete dataset is the critical factor in successful home appraisal valuations.

An adequate and complete interior inspection will reveal the extent of any upgrades (or deficiencies) to the property. This will help the Sacramento property appraiser determine the market value for added improvements or the cost to cure for these deficiencies or deferred maintenance. This is particularly true for older properties, such as estate properties (date of death).  Conversions and add-ons are also a factor in property valuation, and these are considered in how they relate to the market, i.e is the property over-improved, are there unpermitted additions. We take a careful assessment of these during the inspection of the property.

 

 

Qualities to look for in a Sacramento Appraiser:

You need a sacramento appraiser that has the professional qualities you look for when hiring someone, and you know will get the job done right.

Beware of non-licensed appraiser posing as professionals! Always check state licensure and that your sacramento appraisal professional has it!
You don’t want to be waiting around all day. Hire a company that has a smart process in place so that you get your appraisal done faster.
Real estate appraising is very much a game of details. One mistake can end up costing you thousands! With that in mind, precision is what we aim for when completing your appraisal.
Dealing with an impersonal company that treats you like a number is never a fun experience. Call us up, and you’ll see that we are quite charming and easy to talk to!
An appraising service is not something you need to break the bank on. Our rates are at or usually under our competitors in the area!

Reliable- Quick and Experienced-

Sacramento Valley Appraisal covers a large geographic area, including all neighborhoods in Fair Oaks, Citrus Heights,  Carmichael, Folsom, Sacramento, Rancho Cordova, Gold River, Rio Linda, Elverta, Antelope, Rocklin, Roseville, West Sacramento, and most areas of El Dorado County and Yolo County. As licensed and experienced Sacramento home appraisers we are committed to provide you with appraisal services in Sacramento and the surrounding areas– and as well information that can help you as a buyer, seller or attorney to be more knowledgeable about home appraisals in regards to your needs. 

On our website you can order a sacramento appraisal, view our service area, get tips for faster appraisal turn times, get home appraisal tips, and current information on the home appraisal process.  your local home sacramento appraiser, we will work hard for you to do a complete and thorough job and in a timely manner. With the changes in today’s real estate market, it is extremely important that an appraiser have not only experience but be up to date with the most recent appraisal techniques as well as knowledge of the particular neighborhoods in the local Sacramento market.

We respect our clients needs and desires— for a speedy, accurate appraisal with professional courtesy –and at a great price.  All scheduling is at your convenience and we can inspection your property usually within 24-48 hours of the ordering of the appraisal. 

We stay in contact and will inform you of any unusual situations so you know when to expect your home appraisal report. We provide our clients home appraisals in and around Sacramento for real estate loans, home equity loans, home improvement loans as well as for private mortgage insurance (PMI) removal. 

Our appraisers have current California state licensure to provide appraisals for Sacramento divorce settlements, appraisals for Sacramento estate planning, appraisals for Sacramento insurance claims, title insurance claims, foreclosure (REO),  vacant land appraisals,  and other types and purposes related to real estate appraisals.   Our home appraisals are done with service in mind, and in a timely manner; we work various hours to accomodate schedules. Our final appraisal product is sent per email in a PDF file or hard copy should that be needed.  We can answer any questions your might have after you receive your appraisal, and explain our rational should it need clarification.

Call for a quote, and to discuss your particular needs. Let our licensed Sacramento appraisers complete your appraisal today!

Owner, Sacramento Valley Appraisal

Our Clients

I didn’t know anyone in Sacramento. Fortunately I had a friend who knew Steve. Thanks for the referral RJ. I would definitely recommend Steve Cooper for appraisals. Read more Dan Reiff

Reiff Consulting

“Not only is Sacramento Appraisals cost flexible, but we also found Steve to be very quick to return phone calls and quick to get us our appraisals back. Read more Dawn Porter

LoanStar Home Lending

I have used Steve Cooper for appraisals while in the mortgage origination industry for over a decade. I found his work to be very thorough and completed within the time frame he indicated. Read more Shahid Saleemi

Java Engineer

Steve has done two appraisals for me on my rental properties in the past 18 months. I have found his service and appraisal knowledge to be supreme, and he did exactly what he had promised to do throughout the whole process. Read more Nawei Jiang

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