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LOCAL HOME APPRAISER available in the SACRAMENTO Area. Professional. Reliable-- Quick Service--$50 OFF Special. Divorce, Estate, Date-of-Death, PMI Removal, Pre-listing. CALL NOW- Steve 916 407 5540
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Serving the Sacramento, Roseville and Sierra Foothills Region!

Sacramento Valley Appraisal

Fast Turnaround Times

25 Years Of Experience

Accurate Valuations


Residential Services Types

1st and 2nd Mortgages, Mortgage Refinance, Home Equity Loans, Complex Properties, Foreclosure / REO Appraisals, Residential Investments, Acreage, Employee Relocation, Insurance Underwriting, Portfolio Valuation, Divorce Settlements, ...

Residential Property Types

Single Family Residences, Condominiums, Cooperative, 2-4 Unit Residential Income, Apartments (5+ Units), Estates & Luxury Homes, Vacant Land, New Construction, Manufactured Housing, Lakefront Properties.

Order Your Appraisal

Sacramento Appraisal - Online Order Form Please complete the online form below and we will contact you as soon as possible. Your information is kept strictly confidential....

Quality Reports, Experience– Attention to Detail

Steve Cooper, Local Sacramento Real Estate Appraiser

Are you looking for a quality Sacramento Appraiser? Sacramento Valley Appraisal is a complete-service Sacramento real estate appraisal company able to provide prompt and professional appraisals for a variety of clients, including lenders, homeowners and attorneys.


We complete appraisals for most purposes for which the services of a professional Sacramento real estate appraiser would be required. We do Appraisals in both the Sacramento Valley and Sierra Region. We complete most home appraisals in Sacramento and surrounding counties within a 24-48 hour time-frame after the inspection.


And we schedule inspections with the convenience and consideration of the client-homeowner in mind. The appraisal inspection can be completed Monday through Saturday at your convenience. We can also expedite the appraisal for a faster turn-around time should there be a need for this. This will depend on the service area and the type of appraisal requested as well as our current work volume.

Call us to discuss your home appraisal–And get the process started!

Appraisals are delivered two business days after the inspection.

“Contact us via phone or email for an appraisal quote for your specific appraisal assignment and any questions about your area.”

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We start our Sacramento home appraisal process by consulting with you regarding your appraisal needs: the type or purpose of the appraisal; your time frame for completion and any other considerations.. We consider all relevant property and market factors before arriving at a Fair Market Value for your property. For instance, this might include the market affect of an older home in a newer neighborhood, any functional or economic obsolescense, any recent upgrades or remodeling, location factors such as nearby amenities,: proximity to shopping areas, rivers, lakes, greenbelts, etc.

Our assessment is based on sales, listings, pending sales in your neighborhood or subdivision which have the most coherance to your property. We consider primary factors which include gross living area, location, upgrades or deferred maintenance (condition), bedroom- bathroom count, age, overall market appeal, and special amenities such as built in pools, additional garage space, outbuidings, greenbelt proximity, views, before selecting comparable properties.


Comparable sale selection has a direct correlation to the final estimate of value for your property. This is the most important aspect of the appraisal process, as closed comparable as well as listings will be deciding factors on how accurate a market value is derived. Normally, this involves using comparable sales that are within the specified neighborhood boundaries identified on the appraisal report. This assumes that properties with similar geographic locations also reflect a similar style and quality. This is not always necessarily true, and at times, the Sacramento appraiser must go outside of the neighborhood to review the ‘next best’ comparable data available.

This is always a contingency which is only used when there is a lack of good sales data in the subject neighborhood. Adjustments on the appraisal grid compensate for differences between the subject (your property) property and those of surrounding closed sales that are used in the report.

As in many professions, a coherent and complete dataset is the critical factor in successful home appraisal valuations.

An adequate and complete interior inspection will reveal the extent of any upgrades (or deficiencies) to the property.

This will help the Sacramento property appraiser determine the market value for added improvements or the cost to cure for these deficiencies or deferred maintenance. This is particularly true for older properties, such as estate properties (date of death).

Conversions and add-ons are also a factor in property valuation, and these are considered in how they relate to the market, i.e is the property over-improved, are there unpermitted additions. We take a careful assessment of these during the inspection of the property.

Sacramento Valley Appraisal covers a large geographic area, including all neighborhoods in Fair Oaks, Citrus Heights,  Carmichael, Folsom, Sacramento, Rancho Cordova, Gold River, Rio Linda, Elverta, Antelope, Rocklin, Roseville, West Sacramento, and most areas of El Dorado County and Yolo County. As licensed and experienced Sacramento home appraisers we are committed to provide you with appraisal services in Sacramento and the surrounding areas– and as well information that can help you as a buyer, seller or attorney to be more knowledgeable about home appraisals in regards to your needs.


On our website you can order a sacramento appraisal, view our service area, get tips for faster appraisal turn times, get home appraisal tips, and current information on the home appraisal process.  your local home sacramento appraiser, we will work hard for you to do a complete and thorough job and in a timely manner. With the changes in today’s real estate market, it is extremely important that an appraiser have not only experience but be up to date with the most recent appraisal techniques as well as knowledge of the particular neighborhoods in the local Sacramento market.


We respect our clients needs and desires— for a speedy, accurate appraisal with professional courtesy –and at a great price.  All scheduling is at your convenience and we can inspection your property usually within 24-48 hours of the ordering of the appraisal.


We stay in contact and will inform you of any unusual situations so you know when to expect your home appraisal report. We provide our clients home appraisals in and around Sacramento for real estate loans, home equity loans, home improvement loans as well as for private mortgage insurance (PMI) removal.


Our appraisers have current California state licensure to provide appraisals for Sacramento divorce settlements, appraisals for Sacramento estate planning, appraisals for Sacramento insurance claims, title insurance claims, foreclosure (REO),  vacant land appraisals,  and other types and purposes related to real estate appraisals.   Our home appraisals are done with service in mind, and in a timely manner; we work various hours to accomodate schedules. Our final appraisal product is sent per email in a PDF file or hard copy should that be needed.


We can answer any questions your might have after you receive your appraisal, and explain our rational should it need clarification.


Call for a quote, and to discuss your particular needs. Let our licensed Sacramento appraisers complete your appraisal today!